3.91: Rates Match Record Low
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Long-term mortgage rates matched their all-time record low this week, with Freddie Mac reporting 3.91 percent with an average 0.8 point as the average on a 30-year fixed mortgage. Rates have been below 4 percent for five consecutive weeks, first falling to the record low of 3.91 two weeks ago. A year ago, rates were at 4.77 percent.
From Freddie Mac vice president and chief economist Frank Nothaft:
Recent data reports indicate the housing market and manufacturing industry are showing signs of improvement. Pending existing home sales in November jumped 7.3 percent, nearly five times greater than the market consensus forecast, to its strongest pace since April 2010.
It bears repeating that the rates reported by Freddie Mac for 30-year mortgages are usually the best rates that the most qualified borrowers can get. An article in The Wall Street Journal goes into more detail about this.
Here’s a look at the path of rates since last January:
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