One of Fulton Mortgage Company's most popular mortgage programs is one that makes homeownership more attainable for doctors in the DC metro region.

Fulton Mortgage Company’s Medical Professionals Program is for medical professionals¹ including physicians, pharmacists, dentists and veterinarians. 

The Fulton Bank Medical Professionals Program offers:

• 100% financing available for loan amounts up to $1 Million²
• 95% financing available for loan amounts up to $1.5 Million²
• 90% financing available for loan amounts up to $2 Million²
• 30 & 15 Year Fixed Rate³ as well as Adjustable Rate⁴ Options (5/1, 7/1, 10/1, & 15/1)

This program can be used to purchase or refinance a mortgage. Up to 6% seller paid closing cost and prepaids are allowed, and gift funds are allowed from immediate family members. Student loan payments that are deferred for 12 months or longer are not included in the credit approval process. For qualifying borrowers, no private mortgage insurance (PMI) is required. In order to qualify, the borrower must find and close on their new home up to 90 days prior to start of new employment and be 15 years out of their medical residency/fellowship.

Nurses and other medical professionals looking for a mortgage program should consider the Fulton Bank Community Combo program. To learn more, click here.

For more information about the program, contact Noel Shepherd (NMLS #: 313280) at 202.642.4305 or nshepherd@fultonmortgagecompany.com; or visit him online at fultonmortgagecompany.com/noelshepherd.

Fulton Bank, N.A. Member FDIC. Subject to credit approval. 1Medical Doctorate degree required. Restrictions apply. 2Financing is based on the lower of either the appraised value (fair market value) or contract sales price. 3Monthly payment for a $250,000 15-year term mortgage at 3.582% Annual Percentage Rate (APR) would be $1,774.71. Monthly payment for a $250,000 30-year term mortgage at 3.582% Annual Percentage Rate (APR) would be $1,108.43. Payment does not include amounts for taxes and insurance and the actual payment will be greater. 4Adjustable rates are subject to increase after the initial fixed-rate period.